Monthly Archives: February 2011

Guaranteed Health Insurance for Children

Although this is a blog about Life Insurance, every once in a while I do a post on Health Insurance. Today is one of those days. As many people are already aware, California has an open enrollment period from January … Continue reading

Posted in Consumer Advice, Health Insurance | 10 Comments

Online Term Life Insurance Quotes

You will find many places online that offer term life quotes.The problem with some of these sites is that they are not Life Insurance Agencies. They are simply people who create websites to get leads. They then sell the leads … Continue reading

Posted in About LifeInsureMe, Consumer Advice, Term Life Insurance | 1 Comment

Is Life Insurance Tax Deductible?

This question comes up a lot.  The answer is “no,” with only one exception.  But, since people always reply with, “Are you sure life insurance isn’t tax deductible???”, let’s break it down to cover all the different unique circumstances. Life insurance … Continue reading

Posted in Uncategorized | 3 Comments

How Do You Choose a Life Insurance Agent?

There is an easy way to see a if a life insurance agent knows what he’s talking about.  When any insurance agent comes to see you, or even when you see a stock broker, tell them to bring their own insurance policies … Continue reading

Posted in Uncategorized | 3 Comments

How much life insurance should I have?

There are basically three ways to answer “How much life insurance should I have?”, and each method results in a substantially different amount of insurance. The first method is probably the oldest method.  It is called “Human Life Value,” and … Continue reading

Posted in Consumer Advice, Term Life Insurance | 1 Comment

How Do You Know if Your Life Insurance Agent is Good?

It is funny how much confidence people put into their life insurance while having no idea if the agent actually deserves that confidence.  There are a few things you can use as a yardstick to measure your insurance agent. How long … Continue reading

Posted in Term Life Insurance, Uncategorized | 1 Comment

What is a “mutual” life insurance company?

Most insurance companies out there today are just like any other publicly traded company. They are owned by stock holders. When the insurance company makes money, the stock holders make money.  While this is inconsequential to those of us who … Continue reading

Posted in Uncategorized | 3 Comments

What is Key Man insurance?

Key man insurance has become a very important security measure for many companies doing business in today’s world. It is a common occurrence that there is one or more people in a company that are very important to that company’s success. Without … Continue reading

Posted in Business, Term Life Insurance | 3 Comments

Buying Term Life Insurance

Buying Term Life Insurance Is a Smart Decision What will happen to those who depend on you in the event of your untimely death? The fact is death is expensive, both in the funeral costs and in the aftermath of … Continue reading

Posted in Uncategorized | 2 Comments