Free Instant Life Insurance Quotes
Free Instant Life Insurance Quotes
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 Term Life Insurance Quote


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Answers to your Questions
  What is ‘term‘ life insurance?
Term Life is a kind of insurance that lasts for a specific number of years. For example, ‘Ten Year Term‘ usually guarantees that the premium will not change for ten years. However, in year eleven one of two things will occur; 1) coverage will terminate, or 2) coverage will continue but the premium will increase, usually substantially.
  What is ‘whole life’ insurance?
Whole Life is insurance that offers protection for the personís ‘whole‘ life. It doesnít expire. A Whole Life policy also offers a savings component, called ‘cash value,‘ which grows on a tax-deferred basis.
  What is Universal Life?
These days, Universal Life is usually marketed to provide a lower cost, guaranteed premium that will last to age 100 or longer. Unlike Whole Life, there is little or no ‘cash value‘ with Universal Life.
  How can I get the best term rate quotes for the highest coverage?
Term Life has the lowest premiums for a given amount of coverage. Your first step is to get term life insurance quotes from as many companies as you can. Comparing term life quotes for the lowest term life rates makes it easy to decide which insurance company is best for you.


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Life insurance is a contract and agreement between an insurance provider and an individual that guarantees the payment of a stated amount of money upon the death of the insured individual.


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